Secondary credit number is separate from your social security number used to protect your Social Security number from Identity theft.
An independent third party.
Typically it takes 24hrs, but no longer than 48hrs except on Fridays and Holidays.
Call, Text, or E-mail for details, or go to Contact and leave your information for a call back.
You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V (View The 1974 Privacy Act), you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number.
Yes. According to the FBI website:“Currently, federal law allows individuals to legally use SCNs for financial reporting and protects those individuals who do not wish to disclose their SSN. Individuals who acquire SCNs are completely responsible for any debt they incur using this number.”
Yes! We suggest not to use the SCN as a way to avoid any debt (defraud creditors) under your Social Security Number or E.I.N. You are responsible for all debts on your old report and debts incurred with your Credit Profile Number. You must remember that while you are rebuilding your credit, you must use your new SCN wisely. If you have had troubled credit in the past, don't repeat your mistakes.
No...definitely not! Our SCN are clean numbers that aren't attached to anybody including the deceased, the incarcerated, and S.S.N. (Social security numbers) of the deceased are placed the Social Security Death Index database and are a matter of public record. You can verify check to see if your CPN is someone’s SSN by going to this website:
http://www.ssnvalidator.com/
No, definitely not! FILE SEGREGATION IS ILLEGAL!!! This isn't a program where we tell people to defraud their creditors or use E.I.N./T.I.N. to possibly gain new credit after filing bankruptcy. We encourage people to pay off their old debt. We educate our customers how to use their SCN wisely so that they don't make the same mistakes over again.
